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		<title><![CDATA[Site Map | Berkshire Lending Plano, Texas]]></title>
		<link>http://loansbybrown.com/sitemap.xml</link>
		<description><![CDATA[James Brown from Berkshire Lending]]></description>
		<language>en-us</language>
		<copyright><![CDATA[Copyright (c) 2026 Berkshire Lending All Rights Reserved.]]></copyright>
		<lastBuildDate>Fri, 03 Apr 2026 21:40:12 +0000</lastBuildDate>
		<ttl>3600</ttl>
		<item>
			<title><![CDATA[ Home ]]></title>
			<link>http://loansbybrown.com/index.htm</link>
			<guid>http://loansbybrown.com/index.htm</guid>
			<pubDate>Fri, 26 Mar 2021 20:55:25 +0000</pubDate>
			<description><![CDATA[ 

WELCOME TO ASK JAMES BROWN MORTGAGEPlano Home Loans
You&amp;nbsp;Are About To Discover Valuable Tips To Help You Make&amp;nbsp;An Informed Decision AboutPlano Real Estate &amp;amp; Mortgage Financing

Dear Future Homeowner,
My name is James B... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Weekly Tips Template Page ]]></title>
			<link>http://loansbybrown.com/weekly-tips-template.htm</link>
			<guid>http://loansbybrown.com/weekly-tips-template.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:19 +0000</pubDate>
			<description><![CDATA[  




&amp;nbsp;

James's Weekly TipClick on the video below to hear 

James's tip&amp;nbsp;



Send Us An Email:jbrown@loansbybrown.com

Call Us Today!(214) 738-2735

&amp;nbsp;
&amp;nbsp;
&amp;nbsp;









Get My Weekly Tips!

... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Contact Us ]]></title>
			<link>http://loansbybrown.com/contact.htm</link>
			<guid>http://loansbybrown.com/contact.htm</guid>
			<pubDate>Fri, 26 May 2023 15:54:15 +0000</pubDate>
			<description><![CDATA[ Ask Your Question
Is there a mortgage topic that you don&amp;rsquo;t see covered on my website? Would you like more information about a certain mortgage product or service that I provide?
I know that every scenario isn&amp;rsquo;t covered on my web... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Map & Directions ]]></title>
			<link>http://loansbybrown.com/map.htm</link>
			<guid>http://loansbybrown.com/map.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:19 +0000</pubDate>
			<description><![CDATA[ Map &amp;amp; Directions
The map below points to our office location.





 
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// Display the map centered on given address 
map.drawZoomAndCenter(&quot;660... ]]></description>
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		<item>
			<title><![CDATA[ Privacy Policy ]]></title>
			<link>http://loansbybrown.com/privacy.htm</link>
			<guid>http://loansbybrown.com/privacy.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:19 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ State License Information ]]></title>
			<link>http://loansbybrown.com/state-license.htm</link>
			<guid>http://loansbybrown.com/state-license.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:19 +0000</pubDate>
			<description><![CDATA[ State License Information
Here is our state license information:
... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Mortgage Calculators ]]></title>
			<link>http://loansbybrown.com/mortgage-calculators.htm</link>
			<guid>http://loansbybrown.com/mortgage-calculators.htm</guid>
			<pubDate>Fri, 26 Mar 2021 20:47:04 +0000</pubDate>
			<description><![CDATA[ Mortgage Calculators
Monthly Mortgage PaymentThis calculator will compute your Total Monthly Mortgage Payment. Your monthly payment will include principal and interest and an escrow account for property taxes and homeowners insurance. This is also k... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Tell Us What You Think ]]></title>
			<link>http://loansbybrown.com/tellus.htm</link>
			<guid>http://loansbybrown.com/tellus.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Tell Us What You Think
It was a true pleasure to assist you. Our business is built on the referrals we receive from satisfied clients. Please take a few minutes to fill out the form below and leave us your feedback. It only takes a few quick and eas... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Loan Amortization Calculator ]]></title>
			<link>http://loansbybrown.com/loan-amortization-calculator.htm</link>
			<guid>http://loansbybrown.com/loan-amortization-calculator.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Mortgage Amortization Calculator

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure O... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Loan Qualification Calculator ]]></title>
			<link>http://loansbybrown.com/loan-qualify-calculator.htm</link>
			<guid>http://loansbybrown.com/loan-qualify-calculator.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ What Size Loan Can I Qualify For?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Interest vs Principal Calculator ]]></title>
			<link>http://loansbybrown.com/interest-principal-calculator.htm</link>
			<guid>http://loansbybrown.com/interest-principal-calculator.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ How Much Of My Payment Is Interest vs Principal?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obl... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Buy vs Rent Calculator ]]></title>
			<link>http://loansbybrown.com/buy-rent-calculator.htm</link>
			<guid>http://loansbybrown.com/buy-rent-calculator.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Buying vs Renting Comparison

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Onlin... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Early Payoff Calculator ]]></title>
			<link>http://loansbybrown.com/early-payoff-calculator.htm</link>
			<guid>http://loansbybrown.com/early-payoff-calculator.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ How To Pay Off My Mortgage Early

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure O... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Refinance Calculator ]]></title>
			<link>http://loansbybrown.com/refinance-calculator.htm</link>
			<guid>http://loansbybrown.com/refinance-calculator.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Should I Refinance?

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Ap... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Monthly Mortgage Payment Calculator ]]></title>
			<link>http://loansbybrown.com/monthly-payment-calculator.htm</link>
			<guid>http://loansbybrown.com/monthly-payment-calculator.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Monthly Mortgage Payment

We have many other Mortgage Calculators for you to use. 
Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Lo... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 3 Quick Tips For Repairing Your Credit Report ]]></title>
			<link>http://loansbybrown.com/3creditrepairtips.htm</link>
			<guid>http://loansbybrown.com/3creditrepairtips.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Important Terms You Must Know BEFORE Obtaining A Mortgage ]]></title>
			<link>http://loansbybrown.com/mortgage-terms.htm</link>
			<guid>http://loansbybrown.com/mortgage-terms.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Important Terms You Must Know BEFORE Obtaining A Mortgage
Dear Friend,
The following is a comprehensive list of mortgage terms that may be used during&amp;nbsp;the loan process.&amp;nbsp;By familiarizing yourself with these terms, you will be able ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement ]]></title>
			<link>http://loansbybrown.com/closing-cost.htm</link>
			<guid>http://loansbybrown.com/closing-cost.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Special Report Exposes All Of The Terms And Fees That Are Charged To Buyers At Settlement
Dear Friend,
All lenders and brokers are required to provide you with a Good Faith Estimate detailing the services you may be required to get and pay for in c... ]]></description>
		</item>
		<item>
			<title><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit ]]></title>
			<link>http://loansbybrown.com/own-a-home.htm</link>
			<guid>http://loansbybrown.com/own-a-home.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ How To Own A Home With Low Interest Rates And A Low Down Payment, Regardless Of Your Credit
Dear Friend,
The enclosed special report will show you how you can own a home with VERY LITTLE MONEY DOWN and get LOW INTEREST RATES even if you have had a ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Tested and Proven Strategies For Building A Better Credit Record Faster and Easier ]]></title>
			<link>http://loansbybrown.com/better-credit-record.htm</link>
			<guid>http://loansbybrown.com/better-credit-record.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application ]]></title>
			<link>http://loansbybrown.com/mortgage-checklist.htm</link>
			<guid>http://loansbybrown.com/mortgage-checklist.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Checklist Of Items Lenders Need To Approve Your Loan Application
Dear Friend,
The following list of items has been compiled for your convenience.&amp;nbsp;You will need to bring this information to&amp;nbsp;your mortgage application in order to exp... ]]></description>
		</item>
		<item>
			<title><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own ]]></title>
			<link>http://loansbybrown.com/stop-renting.htm</link>
			<guid>http://loansbybrown.com/stop-renting.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ How To Finally Stop Renting And Own A Home Of Your Own
Dear Friend,
This free report will show you the tax benefits of owning your own home as well as:

How to get pre-approved and find the right program to suit your needs.
The end of this repor... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn't Want You To Know ]]></title>
			<link>http://loansbybrown.com/lower-insurance.htm</link>
			<guid>http://loansbybrown.com/lower-insurance.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ 7 Things You Should NOT Do When Applying For A Home Loan ]]></title>
			<link>http://loansbybrown.com/seven-things.htm</link>
			<guid>http://loansbybrown.com/seven-things.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ 7 Things You Should NOT Do When Applying For A Home Loan
Dear Friend,
This is a list of things to steer clear of when you are seeking to obtain financing for a home. The following items may prove to be a detriment when you wish to move forward with... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Money & Time Saving Tips For A Successful Move ]]></title>
			<link>http://loansbybrown.com/moving-tips.htm</link>
			<guid>http://loansbybrown.com/moving-tips.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ Money &amp;amp; Time Saving Tips For A Successful Move
Dear Friend,
This brochure has been developed by the U.S. Department of Transportation (USDOT), Federal Motor Carrier Safety Administration (FMCSA) to assist you in a successful move across sta... ]]></description>
		</item>
		<item>
			<title><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage ]]></title>
			<link>http://loansbybrown.com/mortgage-faq.htm</link>
			<guid>http://loansbybrown.com/mortgage-faq.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ The Top Mortgage Questions You Must Ask Before Applying For A Mortgage
Dear Friend,
The following report answers the top mortgage questions you must ask before you apply for a mortgage.
You may want to print this report for future reference.
PART I. ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ What Others Say ]]></title>
			<link>http://loansbybrown.com/client-comments.htm</link>
			<guid>http://loansbybrown.com/client-comments.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ What Others Say About Us

My fiance and I purchased our first home last year and going in we didn't understand anything about the mortgage process. James was so...MoreK.Moore


Highly recommend James! He went above and beyond during the entire durat... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Credit Repair Information ]]></title>
			<link>http://loansbybrown.com/credit-repair.htm</link>
			<guid>http://loansbybrown.com/credit-repair.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:20 +0000</pubDate>
			<description><![CDATA[ ... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Video - Credit Repair Basics ]]></title>
			<link>http://loansbybrown.com/credit-vid-basics.htm</link>
			<guid>http://loansbybrown.com/credit-vid-basics.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:21 +0000</pubDate>
			<description><![CDATA[ Is Your Credit Score Really Important?Click The Play Arrow Below ToWatch The Video And Find Out The Truth!
.embed-container { position: relative; padding-bottom: 56.25%; height: 0; overflow: hidden; max-width: 100%; height: auto; } .embed-container i... ]]></description>
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		<item>
			<title><![CDATA[ Reverse Mortgage Ecourse ]]></title>
			<link>http://loansbybrown.com/reverse-mortgage-ecourse.htm</link>
			<guid>http://loansbybrown.com/reverse-mortgage-ecourse.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:21 +0000</pubDate>
			<description><![CDATA[ Thank You For RequestingOur Reverse Mortgage InformationDear Friend,The first report is an Introduction to Reverse Mortgages.We will deliver additional reports &amp;amp; tips by email so please make sure you entered a valid email address so we can se... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Weekly Video Tips Template 2 ]]></title>
			<link>http://loansbybrown.com/weekly-tips-template2.htm</link>
			<guid>http://loansbybrown.com/weekly-tips-template2.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:22 +0000</pubDate>
			<description><![CDATA[    
  
    
      
        
          &amp;nbsp;
           
            
        
      
    
  
  
    
    
      James's Weekly TipClick on the video below to hear 

James's tip
        Video Goes Here (No More Than 450 px wide)Call Us Today at (... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Weekly Tips ]]></title>
			<link>http://loansbybrown.com/weekly-tips.htm</link>
			<guid>http://loansbybrown.com/weekly-tips.htm</guid>
			<pubDate>Tue, 05 May 2015 15:45:25 +0000</pubDate>
			<description><![CDATA[ 

    
        Tips For Keeping Your New Year's Resolutions
    


    
    
        Improve Your Credit
        Mortgage Calculators
    



    
    
        Berkshire Lending
        James Brown
        Email: jbrown@loansbybrow... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Customer Complaint Policy ]]></title>
			<link>http://loansbybrown.com/complaints.htm</link>
			<guid>http://loansbybrown.com/complaints.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:51:47 +0000</pubDate>
			<description><![CDATA[ Complaints
It is the policy of our company to respond to customer complaints, disputes and issues immediately, to take each complaint seriously, to investigate each complaint however small it is &amp;ndash; immediately and to take remedial actions s... ]]></description>
		</item>
		<item>
			<title><![CDATA[ ADA Accessibility Statement ]]></title>
			<link>http://loansbybrown.com/accessibility.htm</link>
			<guid>http://loansbybrown.com/accessibility.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:51:56 +0000</pubDate>
			<description><![CDATA[ Accessibility Statement
 Updated: December 16th, 2019. 
General
loansbybrown.com strives to ensure that its services are accessible to people with disabilities. loansbybrown.com has invested a significant amount of resources to help ensure that it... ]]></description>
		</item>
		<item>
			<title><![CDATA[ TCPA Consent Disclosure ]]></title>
			<link>http://loansbybrown.com/tcpa-consent.htm</link>
			<guid>http://loansbybrown.com/tcpa-consent.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:52:05 +0000</pubDate>
			<description><![CDATA[ TCPA Consent Disclosure

Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Government Disclosures ]]></title>
			<link>http://loansbybrown.com/government-disclosures.htm</link>
			<guid>http://loansbybrown.com/government-disclosures.htm</guid>
			<pubDate>Mon, 16 Dec 2019 13:52:15 +0000</pubDate>
			<description><![CDATA[ Government Disclosures
These materials were not approved by any government agency. They are independent of any government agency. The materials on our site are not from HUD, FHA, the USDA, or the VA.&amp;nbsp; We are not in any way affiliated with a... ]]></description>
		</item>
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			<title><![CDATA[ Texas Recovery Fund Disclosure ]]></title>
			<link>http://loansbybrown.com/texas-disclosure.htm</link>
			<guid>http://loansbybrown.com/texas-disclosure.htm</guid>
			<pubDate>Wed, 19 Aug 2020 14:52:57 +0000</pubDate>
			<description><![CDATA[ Texas Recovery Fund Disclosure
Figure: 7 TAC &amp;sect;81.200(b)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR&amp;nbsp;SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS... ]]></description>
		</item>
		<item>
			<title><![CDATA[ Home Loans Made Simple ]]></title>
			<link>http://loansbybrown.com/home-loans.htm</link>
			<guid>http://loansbybrown.com/home-loans.htm</guid>
			<pubDate>Tue, 25 Aug 2020 11:21:50 +0000</pubDate>
			<description><![CDATA[ Home Loans Made Simple
First time homebuyer? You&amp;rsquo;ve come to the right place!Looking at real estate fliers and touring homes is easy. Applying for a home loan and figuring out how to pay for a house &amp;ndash; well, that can get complicate... ]]></description>
		</item>
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			<title><![CDATA[ Refinance Your Mortgage ]]></title>
			<link>http://loansbybrown.com/refinance-mortgage.htm</link>
			<guid>http://loansbybrown.com/refinance-mortgage.htm</guid>
			<pubDate>Tue, 25 Aug 2020 11:22:52 +0000</pubDate>
			<description><![CDATA[ Refinance A Mortgage
With interest rates reaching record lows, you may be wondering if refinancing your mortgage is right for you. Below is a quick guide for home owners interested in lowering their mortgage payments and refinancing their home loans... ]]></description>
		</item>
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